Unlocking SME finance in Asia

Roles of credit rating and credit guarantee Schemes

Naoyuki Yoshino, Farhad Taghi Zadeh Hesary

Research output: Book/ReportBook

Abstract

There is limited access for small and medium-sized enterprises (SMEs) to bank credit. This book proposes new and sustainable models to help ease the access of SMEs to finance and boost economic growth and job creation in Asia. This book looks at the difficulties of SMEs in accessing finance and suggests ways on how to mitigate these challenges. It suggests how we can develop credit information infrastructures for SMEs to remedy the asymmetric information problem and to utilize credit rating techniques for the development of a sustainable credit guarantee scheme. The book provides illustrations of various Asian economies that implemented credit guarantee schemes and credit risk databases and is a useful reference for lessons and policy recommendations.

Original languageEnglish
PublisherTaylor and Francis
Number of pages400
ISBN (Electronic)9780429684579
ISBN (Print)9781138353428
DOIs
Publication statusPublished - 2019 Jan 1

Fingerprint

Asia
Credit rating
Small and medium-sized enterprises
Credit guarantee
Finance
Economic growth
Information infrastructure
Data base
Credit risk
Bank credit
Job creation
Asian economies
Credit
Asymmetric information
Remedies

ASJC Scopus subject areas

  • Economics, Econometrics and Finance(all)
  • Business, Management and Accounting(all)

Cite this

Unlocking SME finance in Asia : Roles of credit rating and credit guarantee Schemes. / Yoshino, Naoyuki; Taghi Zadeh Hesary, Farhad.

Taylor and Francis, 2019. 400 p.

Research output: Book/ReportBook

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